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CardsSeptember 14, 2026

Zero-Amount Authorization for Card Verification

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What Changed

When KOMOJU verifies a card without charging it, the check now uses a 0 JPY authorization instead of a 1 JPY authorization. This applies, for example, when a card is saved to a customer for subscriptions.

Some issuers, such as certain debit card issuers, decline 0 JPY authorizations. For those cards, KOMOJU retries with a 9 JPY authorization and cancels it immediately.

Verifications at 0 JPY do not appear in the Merchant Dashboard. The 9 JPY fallback authorizations remain visible, in the same way 1 JPY authorizations were shown before.

Merchant Impact

No integration or configuration changes are needed. Debit and prepaid cardholders who save a card no longer see a temporary 1 JPY deduction or a charge notification.